Do I need a bank account or credit card? CSMgr.8686 Updated August 06, 2017 02:16 Follow No. You only need an active mobile phone with Premium and Carrier Billing services enabled. Related articles What if I have a pre-paid or pay-as-you-go phone? What is Boku? How can I check my Facebook Purchase History? How do I apply to be a Merchant? What personal information is collected? Comments 0 comments Article is closed for comments.